Brown ground beef until fully cooked & drain grease. Add meat back into pan & then add taco seasoning (prep directions on back of taco seasoning package). Warm up beans & add ground cumin & garlic powder to taste.
In a glass cake pan, (spray nonstick grease spray) layer the bottom with flour tortillas. Spread beans on the tortillas and crumble beef on top. Then add the cheese. Continue layers until pan is full.
Bake in the oven for 20 minutes at 350°F. When it's done, cut into square pieces and serve with Spanish rice, or chips and salsa!